JG Mortgage Services - Services

Our Services

Mortgages

Mortgage Broker established in 2006.

First time buyers

It's important to get the right advice to help you get on the ladder in your first home. We’ll advise on what’s affordable and take you through the process.

Remortgages

We can offer ongoing support for new and existing clients, and at the time your current deal is up for review, we can advise on a new deal, either with a new lender or via a rate switch. Remortgages can be for a number of reasons, including rate reviews, debt consolidation, capital raising for investment in other property, marital split/transfer of equity. We can advise on the mortgage options available based on your individual circumstances and requirements.

Buy to let

We offer all the same advice under residential mortgages as well as buy to let, so if you are looking at buying an investment property or already have a portfolio, regardless of it’s size, it’s important to get the most suitable product for you.

The Financial Conduct Authority does not regulate some forms of Buy to Lets.

Self Employed/Contractor Mortgages

Self Employed/Contractor Mortgages: So many more people in the UK have gone self employed in recent years, and we are able to advise on the correct way to secure the right finance for your purchase or remortgage.

Home movers

We could arrange your mortgage for a house move, and offer advice on whether to choose a new lender or take the current deal with you. We can manage your expectations and deal with the whole thing from start to finish.

Your home may be repossessed if you do not keep up repayments on your mortgage

Protection

Life cover

This gives you peace of mind to know that your loved ones will be taken care of if you die. Types of cover include level cover, decreasing cover and family income benefit, which is a type of decreasing life cover.

Critical Illness

A type of cover that offers a lump sum pay out if you are diagnosed with a specified critical illness. It can help clear the mortgage in full or partially, or offer a lump sum to help pay for treatment and pay bills for a specific period in a time of uncertainty.

Income Protection

Not many employers offer comprehensive sick pay, and the state benefits only go so far, so income protection can help to pay you if you’re unable to work. Plans can take you right up to retirement age, or there are short term pay out options. Such an important type of cover.

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